2026 Binghamton Business Plan Competition Workshop Series

Business Financing
presented by Merlin Joseph, VP Branch Manager, Key Bank, Binghamton West Side Branch. Merlin will cover Business Financial Analysis; Sources & Uses of Funds; Projected Income Statements; Projected Cash Flow Statement & Balance Sheet; Significant assumptions (realistic, measurable); Break-Even Analysis

Entrepreneurship Mindset presented by Ewelina Zajac-Holdrege, Owner, Idea Kraft. With any business endeavor, vision, motivation and discipline are key to a successful undertaking. Not only did Ewelina Zajac-Holdrege win the 2014 BLDC Business Plan Competition, she started a successful website development, packaging design, and digital marketing agency and was recognized as a 2021 Entrepreneur of the Year by New York State’s Entrepreneurial Assistance Centers.

View more information on the Business Plan Competition.

2026 Binghamton Business Plan Competition Workshop Series (pdf)

Submitted by: Workforce and Community Partnerships